Customer Success: Real Fit

Individual Retirement Accounts (IRAs) are okay, but as a small business owner the tax advantages of a 401(k) make it the best retirement option available.”

— Ryan Anthony, Owner

Challenge

Leverage additional tax advantages of 401(k) vs. IRA
Avoid compromising fund quality and diversity just to save fees
Control retirement plan without making a large time commitment
Allow for plan expansion as company brings on employees

Solution

Set up a PLAN4ONE, with low $15 monthly fee
Selected his unique allocation preferences easily online
Chose automatic withdrawal option that works with Real Fit’s payroll solution
Account Manager followed up to ensure satisfaction with plan

Result

Plan offers the potential to shelter up to $45K per year
Maintains a hands-on approach to investments using ShareBuilder’s online plan management tools
Requires minimal time investment, which means more time for helping clients
Can easily transition to PLAN4TEN as company grows

Providing customized personal training services to both corporations and individuals, Real Fit owner Ryan Anthony helps his clients to make a different, but equally important kind of investment — in their health. With plans for a long and active retirement, Ryan knew the time to start saving was now.

I wanted access to a full-featured, low-cost 401(k) plan. With ShareBuilder’s PLAN4ONE, that’s exactly what I get.”

“I can dictate where my money’s going and change it whenever I want. ShareBuilder 401(k) puts me in control of my retirement plan and that feels great!”

— Ryan Anthony, Owner

Unlike IRAs, if the need arises you can access your 401(k) funds via a loan without tax penalty. You may borrow from your 401(k) with interest paid back to your account.

Read about more Customer Successes

Need Help? Find out which 401(k) Plan is right for your business.

While each “Customer Success” is a true experience of an actual ShareBuilder 401(k) Plan customer, ShareBuilder does not represent or imply that every consumer has had or will have a similar experience. Results can vary because of many factors, including individual financial objectives, business structure, tax considerations, portfolio selections, and changing market conditions.

Sharing a “Customer Success” with you should not in any way be considered investment or tax advice, nor a recommendation by ShareBuilder Advisors LLC.