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ShareBuilder 401K

Customer Success: Real Fit

Individual Retirement Accounts (IRAs) are okay, but as a small business owner the tax advantages of a 401(k) make it the best retirement option available.”

— Ryan Anthony, Owner

Challenge

  • Leverage additional tax advantages of 401(k) vs. IRA
  • Avoid compromising fund quality and diversity just to save fees
  • Control retirement plan without making a large time commitment
  • Allow for plan expansion as company brings on employees

Solution

  • Set up a PLAN4ONE, with low $15 monthly fee
  • Selected his unique allocation preferences easily online
  • Chose automatic withdrawal option that works with Real Fit’s payroll solution
  • Account Manager followed up to ensure satisfaction with plan

Result

  • Plan offers the potential to shelter up to $45K per year
  • Maintains a hands-on approach to investments using ShareBuilder’s online plan management tools
  • Requires minimal time investment, which means more time for helping clients
  • Can easily transition to PLAN4TEN as company grows
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Providing customized personal training services to both corporations and individuals, Real Fit owner Ryan Anthony helps his clients to make a different, but equally important kind of investment — in their health. With plans for a long and active retirement, Ryan knew the time to start saving was now.

I wanted access to a full-featured, low-cost 401(k) plan. With ShareBuilder’s PLAN4ONE, that’s exactly what I get.”

“I can dictate where my money’s going and change it whenever I want. ShareBuilder 401(k) puts me in control of my retirement plan and that feels great!”

— Ryan Anthony, Owner
Unlike IRAs, if the need arises you can access your 401(k) funds via a loan without tax penalty. You may borrow from your 401(k) with interest paid back to your account.
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Need Help? Find out which 401(k) Plan is right for your business.